You are at Citibank and as you wait in line for an available teller, you notice a professionally dressed young woman wearing a short skirt and a long jacket. She turns to you and asks to borrow a pen. Her voice is dark like tinted glass and you begin to chat with her as you wait. You find out that she is here to secure a loan so she can trade in her MG for a white Chrysler LeBaron. My name is Karen, it is nice to meet you.
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